Home Loans for Physicians and Dentists

 

Our Medical Professional Program makes it easy for physicians, dentists, and other doctors to buy a home.

  • Available for primary residence
  • 100% loan-to-value (LTV) available for loan amounts up to $1,000,000
  • 95% LTV available for loan amounts up to $1,250,000
  • 90% LTV available for loan amounts up to $2,000,000

Call for a complimentary home loan consultation.

(866) 891-9212

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Doctor Mortgage Program

Our physician and dentist home loan program is designed to make homeownership more attainable. Medical professionals often face unique financial challenges—such as high student loan balances, delayed income growth during residency, and limited savings as they enter their careers. This loan helps bridge that gap by offering flexible qualification standards and tailored financing support, allowing doctors to purchase a home sooner and with more confidence.

Call us today at (866) 891-9212 for a complimentary consultation.

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Team of medical professionals

Get Pre-Approved / Fast, Simple Process

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Name*

By clicking “Get Approved” or "Get Started" I am agreeing to receive phone calls, SMS (text messages) and emails from Novus Home Mortgage. Consent Terms of Service

Medical Professional Program Highlights

  • Available for primary residence
  • 100% loan-to-value (LTV) available for loan amounts up to $1,000,000
  • 95% LTV available for loan amounts up to $1,250,000
  • 90% LTV available for loan amounts up to $2,000,000
  • Product is now available in all states Novus originates
  • Min Loan amount $100,000
  • Minimum FICO 680 (subject to be higher based on loan parameters)
  • Available for eligible medical professionals who recently completed their residency
  • Private mortgage insurance not required
  • Student loan debt may be excluded from your debt-to-income calculation
  • Fixed Rate to the Adjustable Rate Options
  • Purchase and Rate and Term transactions

Additional terms and conditions apply.
Call us today at (866) 891-9212 for a complimentary consultation.