Hometown Heroes

 

Get up to $35,000 in down payment assistance with the Hometown Heroes program in the State of Florida. 640 & Up Credit Only.

Call for a complimentary home loan consultation

(888) 548-8706

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Program Overview

The Hometown Heroes program is designed to make housing more affordable for qualifying working residents of Florida. Borrowers may qualify for 5% of the total loan amount up to $35K.

Borrowers must be employed full-time by an employee based in the State of Florida and must work 35 or more hours a week. There is an exception in the number of working hours required for US military veterans.

Call us today at (888) 548-8706 for a complimentary consultation.

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Nice craftsman home

Get Pre-Approved / Fast, Simple Process

"*" indicates required fields

Name*
This field is for validation purposes and should be left unchanged.

By clicking “Get Approved” or "Get Started" I am agreeing to receive phone calls, SMS (text messages) and emails from Novus Home Mortgage. Consent Terms of Service

Some Program Highlights

Employment Requirements

  • To qualify, all borrowers (except veterans) must be employed full-time by a Florida-based employer and work a minimum of 35 hours per week.

Occupancy Requirement

  • Available to first-time home buyers who have no other present homeownership interest. There may be exceptions for US military veterans. The property being purchased must serve as the borrower’s primary residence, and the borrowers must have the capability to permanently and legally reside in Florida.

Income Limits

  • Income limits apply. Borrowers earning must be below 150% of the area median income.

Credit Score Requirement

  • All borrowers must have a minimum 640 credit score.

Property Eligibility

  • Single-family homes, townhomes, and FHA eligible condos
  • 2-4 units properties. Borrowers must occupy one unit as their primary residence.
  • Some manufactured homes built in 1994 or more recently. Must be FHA, USDA, Fannie Mae, or VA permitted.

Additional terms and conditions apply.

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