First Time Home Buyer Home Loan Programs
We offer a variety of low and no money down financing solutions for first time home buyers.
Call for a complimentary home loan consultation
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We’re Here to Help
Considering buying a home but are not sure which program makes the most sense for your situation? We can help you explore your options and find a great product.
We offer a variety of programs including FHA, VA, USDA, and conventional programs which require little to no money down.
Call us today at (888) 548-8706 for a complimentary consultation.
Get Pre-Approved / Fast, Simple Process
"*" indicates required fields
By clicking “Get Approved” or "Get Started" I am agreeing to receive phone calls, SMS (text messages) and emails from Novus Home Mortgage. Consent Terms of Service
Popular Low & Zero Down Programs
HomeReady - Fannie Mae program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
Home Possible Advantage - Freddie Mac program. 3% Down required. Gift funds may be used to help cover down payment & closing costs.
VA Loans - Zero down financing solution available for eligible veterans and active duty military personnel.
FHA Loans - 3.5% down program with less restrictive credit requirements.
FHA 203K - Low down payment solution which borrowers may also use to finance the costs of eligible repairs and improvements.
USDA Loans - Zero down solution for lower and lower-middle income borrowers in USDA eligible areas.
HomeOne - Freddie Mac program for first time home buyers. 3% down required. Flexible funding options to help cover down payment and closing costs. No geographic or income restrictions.